Bill Meyers, Mortgage Loan Consultant                                                                Phone 239-566-8484 or email bill@marcoislandmortgage.com

Marco Island FL 34145
    
              
          Home                                                                       Low Doc Loans                                                               Mortgage Rates

                 
  Florida refinance closing costs estimate (Not an actual Good Faith Estimate)    
  Enter your information, use TAB key to move from field to field  
  Enter estimated value of home An alternative to standard financing is the fixed rate Mortgage-Plus (equity line of credit).  All closing costs except mortgage/deed taxes are paid by lender in most transactions.  
  Enter loan amount  
  Enter term of loan in years  
  Enter interest rate  
  Enter points if any        
  Enter annual cost of insurance      
  Enter annual taxes      
  Enter amount of existing loans to pay off    
  Loan to value ratio Monthly payments  
  Lender closing costs Principal and interest payment  
  Discount points Taxes  
  Funding and review fees 430.00 Insurance  
  Payment processing $200 (if not auto debit)   Private mortgage insurance estimate*  
  Wire transfer fee 35.00 Total monthly costs  
  Tax research 81.00 Pre-paid items    
  Appraisal (fee varies) 350.00 Estimated 15 days of pre-paid interest**  
  Flood certification 13.00 Tax escrow (3 months)  
  Total lender closing costs Insurance escrow (3 months)  
  Title company charges (call title company for quote)      
  Lender's title insurance Total pre-paid expenses  
      Details of transaction    
  Other estimated title company charges        
  Survey (not needed if condo) 350.00 Pay off mortgages  
  Total title company charges Loan amount  
  Government fees        
  Florida Intangible tax Total settlement charges  
  County document stamps      
  Government recording fee 250.00      
  Total Government fees      
  Total closing fees (excludes pre-paids)      
  Actual amounts vary, contact Bill Meyers at 239-566-8484 *Prepaid interest varies from $0 to a full month's interest  
  **Private mortgage insurance is estimated    
     

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Questions?  Call Bill Meyers at 239-566-8484 or e-mail bill@marcoislandmortgage.com

This website is not a solicitation for mortgage brokers
Rates vary with geographic location, lender, transaction type, credit scores and other factors
APR is abbreviation for annual percentage rate
Rates change frequently and these rates may not reflect the latest market conditions
Expressed interest rate may change or be unavailable at commitment or closing
Most rates based on primary residence, purchase transaction
Cash out refinance rates may be slightly higher
Some loans may have pre-payment penalties
Rates on some programs may require higher down payments
This is only a brief summary of rates and programs and possible fees, call for additional information on underwriting requirements
and program limitations.  Guidelines and rates posted here are general in nature and subject to change without notice. 
Rates must be locked by phone or in person.
Mortgage calculators are believed to be accurate but results are not guaranteed
All information published on this web site is believed to be accurate but cannot be guaranteed, errors may occur
This site has been built and is maintained by Bill Meyers

Bill Meyers is employed as a  mortgage loan consultant for one of the nation's largest residential lenders.  Bill works as an employee and not a mortgage broker.  This is Bill's personal web site and not the official web site of  any bank or mortgage company.  Please consider all information posted on this site to be general in nature and representative of mortgage rates and policies that may be available from various sources.  Bill is located on Marco Island Florida.  Bill can be reached on his cell phone at (239)566-8484


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